Policy Documents

Terms of Business – For customers who purchased a policy on or after 1st June 2023
Terms of Business – For customers who purchased a policy on or between 1st February 2021 – 31st May 2023
Website Terms & Conditions
RAC Cookies Policy
RAC Privacy Policy – For customers who purchased a policy on or after 1st January 2023
RAC Privacy Policy – For customers who purchased a policy on or between 1st October 2022 – 31st December 2022
RAC Complaints

Fees & Charges – For customers who purchased a policy on or from 1st October 2020
Motorbike Insurance Policy Document – For policies with a start date on or from 8th November 2023
Motorbike Insurance Policy Document – For policies with a start date on or between 25th May 2020 and 7th November 2023
Motorbike Insurance Product Information Document

Key Protection Cover – For policies with a start date on or after the 1st June 2023
Key Protection Cover – For policies with a start date on or between the 14th July 2022 and 31st May 2023
Key Protection Insurance Product Information Document – For policies with a start date on or after the 1st June 2023
Key Protection Insurance Product Information Document – For policies with a start date on or between the 14th July 2022 and 31st May 2023
Legal Expenses – For policies with a start date on or after 1st August 2019
Legal Expenses Insurance Product Information Document – For policies with a start date on or after the 1st August 2019
Personal Accident Cover – For policies purchased or renewed on or after 1st February 2021
Personal Accident Cover Insurance Product Information Document For policies purchased or renewed on or after 1st February 2021
Replacement Vehicle For policies with a start date on or after the 14th July 2022
Replacement Vehicle For policies with a start date on or between the 1st February 2021 and 13th July 2022
Replacement Vehicle Insurance Product Information Document– For policies with a start date on or after the 1st November 2022
Replacement Vehicle Insurance Product Information Document– For policies with a start date on or between the 14th July 2022 and 31st October 2022
Replacement Vehicle Insurance Product Information Document– For policies with a start date on or between the 1st February 2021 and 13th July 2022
Excess Protect Cover – For policies with a start date on or after 1st February 2021
Excess Protect Cover Insurance Product Information Document For policies purchased or renewed on or after 1st February 2021
Helmet & Leathers Cover – For policies with a start date on or after the 1st February 2021
Helmet & Leathers Cover Insurance Product Information Document For policies purchased or renewed on or after 1st February 2021
Breakdown (Home) Insurance Product Information Document
Breakdown (European Travel) Insurance Product Information Document
Breakdown (Onward Travel) Insurance Product Information Document
Breakdown (Roadside) Insurance Product Information Document
Breakdown (Roadside Recovery) Insurance Product Information Document
Breakdown Cover – For policies purchased on or after 14th May 2018.